Our Services
Products
Life Insurance (Whole Life Insurance, Term Life Insurance, Universal Life Insurance), Disability Income Insurance, Long-Term Care Insurance, Critical Illness Insurance, Annuities, Health & Dental Insurance
Personal Solutions
Personal Risk Management and Protection Services
- Life and Disability Income Insurance Needs
- Long-term care needs planning
- Critical Illness Insurance Needs
- Health & Dental Insurance Needs
- Financial Education
Retirement Products and Services
- Retirement Income needs review.
Tuition Funding Programs
- College Costs Analysis
Estate Planning
- Tax efficiency strategies
- Charitable giving
As your life changes, your financial needs change as well. Maybe you're a new homeowner, you’re starting a family, perhaps your kids are starting college, or maybe you're heading quickly toward retirement. Are you prepared for these foreseeable life changes?
I would like to introduce you to several solutions that may be right for any stage of your life.
Owning Your Home:
You probably already have property insurance, but do you have mortgage life insurance protection that may help pay your mortgage and other expenses upon your death? What would happen if you were involuntarily unemployed, become totally disabled, or are diagnosed with a qualifying critical, chronic, or terminal illness? You can have peace of mind with the right solutions in place.
Caring for Your Family:
What if one of the major breadwinners in the household was to die? Would the family be forced to move? How would you pay for the mortgage and everyday expenses? We can discuss life insurance options that are best suited for your family.
Heading into Retirement:
Are you worried about outliving your savings when you retire? Who will pay for your nursing home or hospital expenses as you age? Discover how you can never outlive your income with certain annuity products.
Help protect yourself and your family today. Contact me and we can discuss all the options available to you. We can find a product that best suits your needs at all of life's stages.
Business Insurance Solutions
- Business Continuation Planning
- Funding option analysis
- Buy – Sell Strategies
- Family business succession planning
- Key person planning
Non-qualified executive fringe benefits
- Executive bonus plans
- Split dollar insurance
- Deferred compensation funding.
Employee benefit program
- Payroll deduction plans
- Employee financial education